Your State Pension Explained
The Department for Work and Pensions has updated their guide entitled "Your State Pension Explained", which can be downloaded from the link below.
In our experience we have found a number of cases where individuals have not been credited with the correct number of qualifying years for the State Pension. We therefore strongly recommend obtaining a forecast and checking any years when you did not build up a credit. This can be done online, and my article at the link below explains how to do this.
If you are not yet in receipt of your State Pension, we would urge you to register for a Personal Tax Account. This will allow us to help you check your State Pension entitlement, deal with any gaps in your NI record, and incorporate your entitlement into your Financial Plan.
This article is intended for information purposes only and should not be considered to be a recommendation. This article is based on our understanding of current and draft pension and tax rules as at the date of this article. Please note that tax and pension rules are subject to change; if you are at all uncertain about the suitability of any option for your circumstances we strongly suggest you seek regulated personal financial advice. You should not take action solely on the basis of this article without seeking advice specific to your circumstances. Please get in touch to find out more.
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